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Its complicated...
sick_note_3
Posts: 3 Newbie
o.k here's the question.. 2 peolpe go bankrupt. 1 does'nt put the mortgage on the file. the other does. 3yrs later you get a letter from solicitors saying the house is sold, and there is a short fall of £94,000.
So how do you stand on this, when as far as your concerned this was all dealt with when you went bankrupt. Have the solicitors sent you a letter because both names were on the mortgage.?
(My i point out that we are no longer together)
I don't rememeber the mortgege people when i was in court saying i was still liable for this or the bankruptcy register who delt with all this at the time.
I was told that i was now bankrupt, no home,bank acc, no car, but as of now debt free....
So how do you stand on this, when as far as your concerned this was all dealt with when you went bankrupt. Have the solicitors sent you a letter because both names were on the mortgage.?
(My i point out that we are no longer together)
I don't rememeber the mortgege people when i was in court saying i was still liable for this or the bankruptcy register who delt with all this at the time.
I was told that i was now bankrupt, no home,bank acc, no car, but as of now debt free....
0
Comments
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Most probably you will have both received a letter about it anyway. But the important thing is, that as long as you did not sign anything about the shortfall post BR, then you are not liable for any of the shortfall. Just reply to the letter with your BR details and tell them to contact your OR if they are not happy with this.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
what do you mean we you say i doesent put the house on their file and is that someone you or the exHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0
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