self cert mortgage on ag tied house

alien765

can i get a self cert mortgage on an ag tied house

koexelek

In a word, No.

You can't get a self cert mortgage on anything these days.... and the majority of lenders have always hated properties with agricultural restrictions

Sorry

Premier_2

Arn't all these properties leased to the occupant???

alien765

tied houses are based on 2 different links to agriculture .i think some can be removed .they are worth slightly less than full market value .what about a mortgage on a tied property

GMS

There are lenders for agricultural restricted properties but there are no self cert lenders.

Why do you need self cert?

alien765

where is the best place to get a mortgage on a property with an agricultural tie its a bungalow with 6 acres

Jenniefour

Normal residential mortgages are not possible anyway on agricultural occupancies simply because it's a kind of business, farming. Simply letting you know that since your question implies you're not a farmer/smallholder and so no reason why you would be aware of what an agricultural restriction means. And, as GMS says, no self certs although there are specialist lenders.

alien765

thanks for your reply,i am a farm worker and keep 9 sheep on my 6 acres ,i do find it strange how mortgage lenders class it as a business all my money comes from employment

GMS

If your money is from employment then why would you need self cert?

Conrad

The sorts of lenders for this include The Ecology, Norwich and Peterborough, Saffron, Ipswich, Hants Trust and so on. Hants Trust can consider semi self cert for certain situations - but only certain brokers can transact this.

alien765

forget self cert .just need to concentrate on the ag tie problem