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Mortgage Help
gcollyer1982
Posts: 25 Forumite
Hi everyone
need some info please,
my ex girlfriend and I purchased our house 4 years ago, she has only recently left and i dont know what i should do, i cant afford the mortgage on my own as it is, its currently a repayment mortgage.
Based on my salary i can get a mortgage for 83k, the original mortgage was for 90k i know in four years we have not paid no where near 7k off. I was wondering if its easy to turn it into an interest only payment?? also I was wondering if any of you had any suggestions???
need some info please,
my ex girlfriend and I purchased our house 4 years ago, she has only recently left and i dont know what i should do, i cant afford the mortgage on my own as it is, its currently a repayment mortgage.
Based on my salary i can get a mortgage for 83k, the original mortgage was for 90k i know in four years we have not paid no where near 7k off. I was wondering if its easy to turn it into an interest only payment?? also I was wondering if any of you had any suggestions???
Debt total 2008 £3800
Debt total 2009 £2800
Debt total 2010 £1800
Debt total 2011 £400 will be paid off in two months!:j:j:j:j:j:j
Happy Days
Debt total 2009 £2800
Debt total 2010 £1800
Debt total 2011 £400 will be paid off in two months!:j:j:j:j:j:j
Happy Days
0
Comments
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gcollyer1982 wrote: »Based on my salary i can get a mortgage for 83k, the original mortgage was for 90k i know in four years we have not paid no where near 7k off.
Are you sure? What term did you take the mortgage out over?0 -
Thrugelmir wrote: »Are you sure? What term did you take the mortgage out over?
took it out over 35 years it was a 100% mortgage from northern rock.
so i have 31 years left at the moment the rate was 6.5%Debt total 2008 £3800
Debt total 2009 £2800
Debt total 2010 £1800
Debt total 2011 £400 will be paid off in two months!:j:j:j:j:j:j
Happy Days0 -
0
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looking at my last quarterly statement we owe 87k, that was dated DEC'10 so i doubt it would had changed much.
I dont think there's much hope of me getting this mortgage on my ownDebt total 2008 £3800
Debt total 2009 £2800
Debt total 2010 £1800
Debt total 2011 £400 will be paid off in two months!:j:j:j:j:j:j
Happy Days0
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