Refusal to send me original credit agreement.

Baboon_Warrior

I have a loan with a company. I've been paying it for over 3 years now. I thought the original loan was only taken out over 3 years, they are saying it is 5 and are still taking money every month.

I sent them a letter asking for a copy of the original signed credit agreement with a £1.00 fee enclosed. I didn't sign it, I just printed my name so that they couldn't copy my signature onto anything as I don't trust any company.

They have written back to me advising they need my written consent to send the agreement and to provide my signature. I'm pretty sure this is false information as all they're doing is sending the agreement back to the person who's name it is in.

Does anyone know the legal standpoint on this issue?

mightyroyals

Could you not sign it in a different name or way to see if they are trying to copy onto another new agreement

Tixy

You could possibly send them a signed request but do a handwritten watermark under you signature (something like rows of wiggly lines) so that it would be near impossible to scan and nick your signature for their documents.

There is also this old template letter here which covers this - though I don't know how effective it is or whether its still all correct as its an old linke - http://forums.moneysavingexpert.com/showpost.php?p=24057323&postcount=7