Defered Memeber of Money Purchase Pension Scheme

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Hello,

I need help to understand a letter I have had from the administrators of my deferred pension.

This is what it says....
"Your current fund and transfer value is £32747-15, of which £11657-59 is in respect of post 97 Protected Rights, £14797-77 is post 97 non protected rights, and £6291-79 is AVC's."

What I want to know is this, If I die tomorrow, how much will my spouse receive?
Just so you know, I have not yet reached retirement age.

Many thanks.

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  • dunstonh
    dunstonh Posts: 116,376 Forumite
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    What I want to know is this, If I die tomorrow, how much will my spouse receive?

    All the non-protected rights as a lump sum. The protected rights would be a dependants pension. From next year, protected rights are being abolished and reclassified as non-protected rights.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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