We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Defaults settled and Credit Checks from LA
Options
Mum-2-Be
Posts: 102 Forumite
I am hoping to move after June when my wee one is born and I am paying off 3 defaults on my credit report this month so they will be marked as "satisfied".
If they are marked a such does it still go against me that they are registered on there?
Someone advised me that if Im credit checked by a letting agency as they are marked as satisfied the Letting Agency wont see them as they have been dealt with, but this doesnt sound right to me :huh:
Will the fact that I have defaults even tho they have been paid still go against me?
If they are marked a such does it still go against me that they are registered on there?
Someone advised me that if Im credit checked by a letting agency as they are marked as satisfied the Letting Agency wont see them as they have been dealt with, but this doesnt sound right to me :huh:
Will the fact that I have defaults even tho they have been paid still go against me?
0
Comments
-
A default will stay on your file for 6 years and any lender will see them satisfied or not - defaults hurt you credit profile quite a bit but i do know satisfied defaults look more favourably - you won't get any main stream credit with them on there.The only real security that a man can have in this world is a reserve of knowledge, experience and ability.0
-
I thought a Letting Agent would be able to see them. Here's hoping they take into consideration they are settled0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards