I don't see any light at the end of this tunnel!

fomirster

I wouldn't worry about them in the slightest, they have just had a notice that they are having their licence revoked.

http://www.oft.gov.uk/shared_oft/con...ty/CEA-MTR.pdf

I won't go into the in's and out's of it all and the possibilities of what could or will happen. But for now, forget about HFO, they can't collect without a licence and are unlikely to get it back on appeal.

GMFlash

Funnily enough this morning they have sent through a copy of some statements that seem to indicate that I have made payments up until October or so in 2005 - this has got me worried now as obviously this destroys the thought that the card debt is now statute barred.

I will pay back the debt but do not want to be dealing with HFO Services at all - they will not get a penny from me as I don't know and trust where it is going.

I looked at the link - it didn't work originally but I put a search in and found it - their current licence has been revoked I see as you said. Does this mean they will continue to flood me with more paperwork? I am concerned again now as I'm turning a corner with regards dealing with my creditors but HFO are still lingering.

GMFlash

Following up from my last post I have just received a 72 hour litigation letter and don't know what to do now. If I have to pay the debt now then fine I will but i do not want anything to do with HFO as I want any monies paid going to the creditor directly.

Please advise!
Thanks.

GMFlash

Also if HFO Services have had their license revoked can they still actively persue me at the moment?