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Avoiding the shops in April - The NSD Challenge
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Hi all
I am going for 15 this month.
Big thanks to BDINI for last months and this months challenge. Thanks to those of you have been doing the roundups and the cheerleading. :T
Hoping to start this month with an NSD, fingers-crossed.
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
Hi BDINI - well done for a sterling job in March, and carrying on the thread management in April.
Can you stick me down for 14 NSD in April please? Hopefully this should be doable, I know we have Bank Holidays but I'm not really planning much as we go on hols not long after that. Under my 'new' rules, milk spends and petrol spends will be excluded (as well as my standard DD and CC payments) so fingers crossed I should manage this ok....Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Today should be a NSD as I have nothing planned.Debt at worst: £33000 (Feb 2011). Present debt: £25610 (Apr 2012)
Lloyds old (22.4%) = 560 (Dec 2012)0 -
I'm going to give this another go as I'm re-focussing efforts after a bad March.
I'm going to set a lower target of 10 please
I think it's going to come down to two things:
Getting back my bringing lunch in good habits and
Planning what I'm going better.
So today is going to be a spend day as we're going to go and do a Sainsburys shop tonight and stock up on stuff, take advantage of petrol offer and fill up our almost empty car and then I'll buy stamps at lunchtime before they go up in price so trying to lump things together better.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Morning all
Though this would be a NSD today but I had to buy dressings for a wound that has managed to get infected :eek:. However, my prescription for antibiotics was free (prescriptions free as of today in Scotland apparently) so that balanced it out a bit.
Tomorrow won't be a NSD as it's my shopping day. I'll get everything I need for next week including work lunches though so, with a bit of luck and a following wind, I should manage NSDs from Sunday right through to next Friday. Fingers crossed anyway!
Have a good day all
:hello:DFW Nerd Club # 13640 -
Thanks to BDNI and helpers for carrying on this thread into April. :T:T
I fell one short of my target of 18 last month, and it was hard for me to get those. So can you put me down for 16 NSDs for April...at least it's more than half the month that I hope not to be spending!
Perhaps I can manage more, but as folk have all been saying, I have the boys home for most of the month, so there could be a few extra spendy days unless I keep a tight reign on things.
Have a good day all...shopping later on today...running out of fresh fruit & veg.
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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Hello everyone, as my daughters are only at school for 7 days in April I will aim for 6 nsd.....
Thanks, Magda :A0 -
Whoo-Hoo :j The Gang's still got a meeting house
..that third branch was a bit of a challenging manoeuvre with my incredible physique :whistle:
Now then, w-h-a-t s-h-a-l-l I-I-I-I g-o f-f-o-r-r-r :think:.....taking muvva to MrT in about an hour :eek: ..it's Muvva's Day & I have to pay for the flowers & think I'm taking my mum out; the Sunday Market has the best artificial flowers & if you take your own vessel, the lady will do an arrangement in the colours etc of your choice(my cousin gave Mum a lovely cut glass vase for Crimbly the year before last)
The Bank Holiday Mondays usually means a larger outdoor market about 15 miles from us, & although I can't think of anything we need now, that could changeMore flowers for FIL b'day & oh-so-many other things to think about, my brain is frying
Stick me down for 15 please Bindz; as Keiss says that will be half the month, & I can always try for more.
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Having achieved my target of 12 NSD's on the very last day of last month, I'm going to go for the same again, but with one less day available to achieve it, obviously.
My target is 12 NSD's for the monthDebt free since December 2015. It can be done0 -
Hi BDINI
16 NSD's as target this month please
NSD 1 will be achieved today
i made it to target last month by the skin of my teeth - time for a tentative increase i think
Good luck all
Trin"Not everything that COUNTS can be counted; and not everything that can be counted COUNTS"
GC - May £39.47/£55. June £47.20/£50. July £38.44/£50
NSD - May 16/17. June 16/17. July 14/17
No new toiletries til stash used up challenge - start date 01/2010 - still going!
£2 Savers Club member No 93 - getting ready for Christmas 2011:)0
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