We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
best mortgage?
Options
thewinkshow
Posts: 333 Forumite
im oluiuiuiouuo
0
Comments
-
There is no one best option. There are best options depending on xyz...
Its a case of costing it out over the defined period and taking into account the future trend of interest rates (which is upwards). The costing should also take into account all fees. No point getting 0.25% less over 5 years if the amount saved over 5 years is eaten up with upfront charges.
What options have you found so far? Have you seen a whole of market mortgage adviser and what have they researched and come up with?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Based on the details on your other thread, you will have the pick of the market.
What is "best" for you will depend on what you want back from the mortgage i.e offset or flexible or daily interest or portability etc
Have a word with a whole of market adviser and ask them for some help.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
cheers mate0
-
If its a fixed rate one you are after the best one is the Norwich & Peterborough at 4.84 fixed 2 years but hurry as this wont stay long as rumours are the rate is going up again
go onto https://www.moneysupermarket.com
and see the comparissons.:EasterBun0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards