help with 6 years limitation Act [merged]

imafzal

Hi all...I need help with the Limitation Act. Debt collecting agency issued County Court summon against me in October 2006 for the two accounts in my name amount £18000. I reply back to the court with this statement “ I HAD PAYMENT PROTETION INSURANCE BY THE CREDIT CARDS COMPANIES IN QUESTION. I FILLED THE CLIM FORMS AND WHERE SENT OUT. I THAN RETURN ABROAD AND RETRUN TO U.K LAST YEAR. TO THE BEST OF MY KNOWLEDGE THE AMOUNT SHOULD HAVE BEEN SETTLED. I SHOULD LIKE TO DEFEND MY SELF IF THERE IS TO BE TRIAL.”
I did not heard anything until 1st September 2010, a summon from court for the same thing. I been given the 8th April 2011 deadline by the court to file my witness statement and been to local solicitor for help but they are charging £££ per an hour which I can hardly afford. I have wrote a letter to Cabot explaining the Limitation Act but the refuse to accept this. Can I ask the court to set aside the claim under the Limitation ACT. Last payment on the account was made in September 2003 for £10. ...any advice will be appreciated........Thanks in advance