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HSBC Overdraft
kayla3600
Posts: 67 Forumite
Good Morning,
I want to start reducing my overdraft by £50 every couple of weeks, but wonder if a credit check will be done everytime? Also does it count as an overdraft request? Because I could be charged £25 each time, if its more then once every 6 months I think.
I no some people will say save and then cancel when I have the full amount, but with the reductions it will feel like I'm getting somewhere and will stop me spending it!
I want to start reducing my overdraft by £50 every couple of weeks, but wonder if a credit check will be done everytime? Also does it count as an overdraft request? Because I could be charged £25 each time, if its more then once every 6 months I think.
I no some people will say save and then cancel when I have the full amount, but with the reductions it will feel like I'm getting somewhere and will stop me spending it!
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Comments
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Cheeky Bump
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It seems to vary. From what I have read some banks do treat it as a seperate request and credit check you each time (ridiculous I know).A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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