Tuesday 29th March - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Goooood morning everyone:j
Bit grey and dark here...not as easy to get up this week...roll on the lighter mornings again and I will bounce out of bed (well, not exactly bounce, but it's a darn sight easier to surface:rotfl:).

Not much happening here - work, home...thats it;) I need to get 2 NSDs in the next 3 days...and am at college tomorrow so will want to buy a cuppa - looks like today and Thurs must be NSDs...I'm up for that:T:T

Ok, time to get my list down:

• check banking
• check onepoll
• packed lunch for dd2
• lunch from home for me - use the very lovely pasta salad that dd2 made in cookery yesterday:D
• free cuppas at work, take fruit for break
• my friend giving my girls their unused trampoline later - much bigger than ours...so ours been partly dismantled (need a man to remove the springs:o)
• meal fromplan tonight - beefy mince and pasta bake...new recipe I've found, fingers crossed:)
• Uni presentation prep

Ok, that's all from me - have a lovely Tuesday:beer:

mogchops

Morning all, thanks for starting the thread Pixie

ok, where did the sunshine go ?! all grey & dull here!

Today:
- check online banking
- packed lunches
- tea from meal plan
- competitions
- heating only on for a short while
- make some lists - (we are going to Scotland on Friday for a wedding - dont want to forget anything!)
- meet with DDs maths teacher after school as didnt see him at parents evening
- into town to get DDs shoes for the wedding (hopefully cheap)

Think thats about it, have a good day everyone x

lauradora

Good morning everyone

Today I will

• check online banking
• dry washing on line
• NOT go near a supermarket
• use public transport or walk!
• get into my DFW nerding again
• set up a direct debit for the council tax
• sort may last bit of paperwork out
• keep working to perfect my budget
• update money diary
• freecycling

have a good day everyone xxx

secretshopper75

Morning

Got this week off work so just in bed catching up on here..

Have done spin comps
Banking done

To do-
Cook a delicious dinner for tonight
Get laundry drying outside
Watch film at home this afternoon
Do opinions/one poll
Wrap present for DH's birthday
Tidy at least one drawer/cupboard

stitching_witch

Good morning everyone, and thanks to pixie for getting us started today. I could have done with being up a few minutes earlier, but I only work five minutes away so should still make an 8 o'clock start!

So far I have:

• checked banking - I'll still be in the black when payday finally arrives :j
• checked for surveys
• made lunch to take to work
• fed and watered the chickens

I will also:

• do an hour overtime each side of the working day
• print off "Race for Life" training schedule at work as my printer is broken
• do a half hour walk at lunchtime
• knit for the other half hour
• do some wiring on the doll's house (it's on my 101 things list)
• get in the sewing room this evening and not waste hours on the laptop
• dive into the freezer to find milk
• dinner from stores - fried rice using last scraps of gammon joint
• have an NSD (pixie I also need 2 more!)

I'm determined to stop spending my whole evening on the laptop as it's such a "time stealer" but I've not been strict enough with myself. Perhaps these lighter evenings will encourage me to do other things.

Have a good day, stitchy x

determined_new_ms

Morning everyone :wave: feeling better than yesterday but still not 100% so I think I will work from home today (I have so much to do I can't afford to have time off...) SS very jealous that you are having a week off! Think I need to look at my schedule and book a week but its unlikely before mid may at the earliest - well I have got a long weekend in April :T

ok today:

• checked banking & shifted some funds - we're gonna be alright this month - my god anyone else finding daily living costs have rocketed????
• washing on machine @ 30 & line dry
• SC on timer - quesadillas. Thanks Pixie
• NSD
• go for a walk after work with oh
• stick to diet
• all meals from stores - anywhere I go have food on me just in case!
• quick shower
• check out getting a timer plug thingy
• check for surveys - only 95p to go :j

ok that'll do me have a brilliant day everyone x

determined_new_ms

excellent news re black-dom stitchy! You are right the internet is a complete time bandit! x

stitching_witch

determined_new_ms wrote: »

well I have got a long weekend in April :T

Don't regard it as a weekend off - you'll be working hard as a stitcher's assistant (and making tons of decaff coffee) :rotfl:

Candy0107

Morning all,

Pixie - thanks for starting the thread today
Stitching witch – your work looks amazing…..where do you get your dress fabrics from (is there a town which has good fabric shops)

Woke up this morning at 4:50 and I couldn’t work out whether it was Saturday or not 

Today I have/will
• Will try for a NSD – left my purse at home
• Need to look for MS jobs
• Make an effort to be nice to everyone today AND try to be positive
• Need to check my online banking
• Meals from storecupboard
• Used railpass to get to work
• Charge phone at work later
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home

Have a great day everyone
Candy xxx

complimentschemistry

Morning all you lovely people! I'm feeling much much more positive today than I was yesterday, just going to keep searching for jobs until I can get something else... don't think working here in this stressful environment suits me at all :S

Today I will:-

• NSD! 6/10... not going to make my 10 this month sadly but there's always April to try again!
• Lunch from drawer - tomato soup
• Breakfast/snacks from home - banana and apple, nice and healthy!
• Free tea/water at work
• Free exercise this morning/lunchtime/afternoon by going for 30 min walks each time
• Checked online banking (-£4 something, need to check out what that's for!)
• Checked emails
• Track calories on Livestrong.com for free
• Try & apply for at least 1 job
• Print of my CCCS stuff as I'm not getting any responses from my creditors while trying to do my own DMP!

Hope you all have really great days and enjoy the sunshine xx :j

Tiggy10

Morning everyone, missed yesterday as had the boyfriend staying, all my MSE ways seem to go out the window when he comes to stay!

- porridge for breakky to use up raspberries
- walk to uni to buy tickets for charity event on thursday (only £3)
- tidy house, & do washing on 30.
- make the most of the sunshine
- lunch and dinner from meal plan

- start training the boyf to be more MSE! haha

Have a good day everyone!