No existing customer B/T's with new rules on payment allocation?

ns777ns · 28 March 2011 at 8:51AM

Morning all,

Have been lurking for the last week, which has been truly insightful, so thanks very much!
Wanted some opinions on existing customer B/T offers, now that the rules have changed on how payments are allocated to your account.
I have a Barclaycard with a limit of £7100, which has about 1/2 of that in use. Before the changes in law of how payments are allocated to your account, I used to always get B/T offers of 0% for upwards of a year. But now - nothing! have even phoned up to ask, but still nothing!

Any thoughts?

[Deleted User] · 28 March 2011 at 8:55AM

Yes. They're less profitable because they don't shield the higher rate balances any more.

nomoneytoday · 28 March 2011 at 11:16AM

A few people got caught out, so the rules were changed, so now a lot less people will benefit from this promotion...

Chris2000 · 28 March 2011 at 9:46PM

They still bombard me with offers of 0% for 9 months with a 3% fee, at least once a month on my Barclaycard and the same on my Hilton HHonors card. Kind of wipes out the benefit of paperless billing. Never longer than 9 months at 0% though.