CCJ - Query about the date its removed

meuk_85

Name: XXXXXXXX
Address:
XXXXXXXXXXXXXX
Information type:
Satisfied Judgment
Date:
31/03/2006
Court:
NORTHAMPTON COUNTY COURT
Case number:
XXXXXXXXXX
Amount:
£211
Information Source:
Registry Trust Ltd
Satisfaction date:
16 March 2007

I know I may get shouted at, as I’m sure there are a million threads about this including answers, but I couldn't find one that answered my question.

My question is, will the CCJ be removed from Credit File from the original date that the CCJ was made 31/03/2006 or will it be the Satisfaction date of 16/03/2007

Thanks

Marc

fermi

6 years from the original judgement date. So about 31/03/2012.

meuk_85

Thanks for that, it's a year earlier than I thought which was 2 years nearly. So cheers for that.

fermi

Culex wrote: »

So Marc may expect the threatening letters to start arriving in January 2012?

Why would they? The CCJ is settled.

meuk_85

I was worried when I read Culex's post, then my brain kicked in and went 'you've paid it off anyways', haha.

Also Fermi, I take it the same logic applies to the original debt,

Company name: NEXT DIRECTORY
Account type: Mail order
Started: 01/07/2004
Default Balance : £217
Current Balance : Satisfied
Defaulted On : 28/09/2005
File Updated for the Period to: 01/04/2007

Its from the defaulted on date, Cheers again.

fermi

meuk_85 wrote: »

Its from the defaulted on date, Cheers again.

For a default on your credit report, 6 years from that, yes.

So to summarize, the default goes 6 years after the default date. The CCJ goes 6 years after the judgement date.