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Halifax Mortgage payment

brewer10
brewer10 Posts: 6 Forumite
in Mortgages & endowments
I had a cash flow problem for my monthly payment on thursday and the payment bounced. My cash flow problem is sorted now, can anyone tell me if the Halifax will try to take the money again or will i have to get in touch?

Thanks

Comments

  • beecher2
    beecher2 Posts: 3,677 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Get in touch with them first thing tomorrow to get it sorted out. I don't understand why you haven't already contacted them.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    If my memory is correct, they will try again after 7 days.

    But ring them and check. If they don't collect another payment by 31st March you will show in arrears - so I'd suggest a manual payment at a branch counter if they're not representing the direct debit.
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Yeah, I think I once missed mine, they kindly charged me (C and G I think) £50 for trying again and it went through within a few days. I complained and they refunded the costs though, but that was the only time in 8 years I've made that mistake.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
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