Need help

thornhill4

hi need some serious help, we in serious debt cant afford to pay mortgage, car repayments, credit cards, bank loan, catalogues, we have no savings what so ever im not so bothered about the non priority debts but im now scared we will lose the house and the car company are not helpful at all they dont care, they wont help us, i cry most nights and now just existing, we cant even afford to go food shopping we just buy what will get us through the week for the kids pack up, im scared now i dont know where to go for help cos just feel so lonely

fermi

Hi. Welcome.

It can be a bit quiet here on a Saturday night, so keep checking back.

Have you looked at Martin's main article? --> Debt Problems: What to do & where to get help

At some point it would be a good idea to post a statement of affairs (SOA) so that people can get a better idea of your financial situation and work out suggestions.

Here: Help for First Time Posters & SOA Calculator

Problems with debt are always solvable, no matter how hard it seems. Hundreds upon hundreds of people here have been in similar positions to you and come through it.

Superbiatch

You need to tell us the situation too, have you recently become unemployed which has caused you to be in this position? You were meeting the payments before so what has changed?

Nothing is unsolveable (if thats a word), but first things first you've admitted there is a problem and you need help. Lets see if we can help you out at all - the forum members on here are second to none in helping out financially

SB x

fishty

As fermi says, start off with the SOA and do some reading on the advice pages that MSE provides.

If it is causing you so much anxiety I would seriously suggest getting some help from the CAB and other Debt management charities. They will contact lenders on your behalf.

Trust me, once you have got it out in the open, people will help and the better you will feel.