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Red Debt Collection HELP!

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  • king100
    king100 Posts: 1,565 Forumite
    ladybez wrote: »
    Hi Nicola,
    You could re-send the "Prove it " letter to Lowells not Red, as it appears they have not done so. Don't be too concerned about the 10 days in their letter, it is to frighten you into giving in and paying.
    Just one work of warning though, as the contract was for a service, rather than a loan or credit card, I have a feeling that the 6 years Statute Barred rule does not apply.
    Good luck and keep us informed

    A debt is a debt and so will be SB after 6 years of last payment to account.
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • RAS
    RAS Posts: 35,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NicolaBurn wrote: »
    It is now from Lowell not Red like before.

    Red is just another name for Lowell.
    If you've have not made a mistake, you've made nothing
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    as its an overdraft its not covered by cca, a statment proves all.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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