Electoral Roll Grey Area.

Torbjorn

Good evening,

I'm a Norwegian national, born there, hold a Norwegian passport, the full works. However, I have been resident in England since I was 3 (17 years ago), so I am pretty Anglicised.

Since joining MSE recently I have noticed more and more references to the need to be a registered voter in order to obtain decent credit, and a number of other services to boot.

So, I went down to my local council and enquired. They point blank refused, which I did expect, but the kicker is that they could not even provide a decent solution, bar gaining a British citizenship. The problem is that Norway is:

A) Not in the EU.
One of the few countries who DO NOT allow dual citizenship.

I phoned up Experian and had a chat, but they were utterly useless, instead trying to sell me their free credit report service.

So, to stop wasting your time, any advice? If I wrote to the CRA's with what I have written here will they make some notes on my file? Are they obliged to do so upon request? Any thoughts on what I would need to include to justify my point? Will future lenders be 'put off' by this?

All answers appreciated.

brokeinlondon

Sorry, I think the only way you can register to vote here is by renouncing Norwegian citizenship and applying for British citizenship (not necessarily in that order, of course!)

I'm not an expert though...

Torbjorn

Voting isn't so much the issue though.

From what I gather lenders use the register itself to confirm identity and such like. What I'm after is an amendment which would tell lenders that I have a valid reason to not be on the register?

stclair

You could add a notice of correct to your credit report explaining the cirumstances:

A Notice of Correction is a short (200 words max) explanatory note you can add to an entry on your credit report to explain the background to that information. Anyone searching your report in the future or who has seen it in the previous six months will see the Notice of Correction, and they must take account of it when you apply for credit.

[Deleted User]

You don't need to have a vot, but you need to be on the electoral register. You will get the benefit of being recognised for credit report purposes, but you will not be allowed to vote.

Register in the usual way, but where it asks for nationality, country of birth etc, obvaiously put Norweigen.

If you want the right to vote, you will need to go through the process of becoming a british citizen

D9

stclair

Torbjorn wrote: »

Good evening,

I'm a Norwegian national, born there, hold a Norwegian passport, the full works. However, I have been resident in England since I was 3 (17 years ago), so I am pretty Anglicised.

Since joining MSE recently I have noticed more and more references to the need to be a registered voter in order to obtain decent credit, and a number of other services to boot.

So, I went down to my local council and enquired. They point blank refused, which I did expect, but the kicker is that they could not even provide a decent solution, bar gaining a British citizenship. The problem is that Norway is:

A) Not in the EU.
One of the few countries who DO NOT allow dual citizenship.

I phoned up Experian and had a chat, but they were utterly useless, instead trying to sell me their free credit report service.

So, to stop wasting your time, any advice? If I wrote to the CRA's with what I have written here will they make some notes on my file? Are they obliged to do so upon request? Any thoughts on what I would need to include to justify my point? Will future lenders be 'put off' by this?

All answers appreciated.

Im discomboblated as 3 plus 17 equals 20.

However in this thread you have had a nationwide account for 15 years plus:

http://forums.moneysavingexpert.com/showpost.php?p=42261158&postcount=1

Torbjorn

Yep, I turn 21 this year

By that I mean I have held some form of a Nationwide account. My parents/grandparents opened one soon after I moved here, all those years ago.