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Feeling very down

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Comments

  • fizzy702
    fizzy702 Posts: 56 Forumite
    Hi Cloud

    I just wondered if you had thought of selling things on Ebay..... It is amazing what people buy I know its not a regular income but it may give you a boost in the short term. I have my own shop on Ebay which I have run for a few years and it is great for a few extra pennies :) It is amazing if you have a declutter what you can find
    Total Debt - 09/04/2012 = £43,030 !!!:eek:

    CC1 = £4370 CC2 = £2005 CC3 = £8220 CC4 = £6780
    CC4 = £7905 CC5 = £11,350
    O/D 1 = £1100 O/D 2 = £1300
    :eek:
  • snookey
    snookey Posts: 1,128 Forumite
    Hi why not look into fostering when your daughter leaves home. Child minding ,dog walker, house sitter lots of people need someone to look after their homes whilst away.
  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    Hi, you have done really well getting where you are. When your daughter leaves your income will fall and it would be diffficult for you to bridge that gap without more hours. At 54 it isn't that old but getting work is a good deal harder. It may also put more strain on your health which you seem to be managing very well at the moment.

    Would it be possible to approach your creditors for a re-working of your payments or perhaps approach a debt charity nearer the time and see if they could help you? Some of this may make your debt linger longer so to speak, but might be easier on the nerves.

    Hope you find some light at the end of the tunnel.
  • If you want things to improve, you'll be devoting most of your time and energy to your daughter.

    not really sure what this is supposed to mean. Maybe I'm reading this wrong but I don't think this is the most helpful of comments
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • bluebag wrote: »
    Hi, you have done really well getting where you are. When your daughter leaves your income will fall and it would be diffficult for you to bridge that gap without more hours. At 54 it isn't that old but getting work is a good deal harder. It may also put more strain on your health which you seem to be managing very well at the moment.

    Would it be possible to approach your creditors for a re-working of your payments or perhaps approach a debt charity nearer the time and see if they could help you? Some of this may make your debt linger longer so to speak, but might be easier on the nerves.

    Hope you find some light at the end of the tunnel.

    That's a good idea - I had not considered a debt charity at all. Thankyou for taking the trouble to reply and your encouraging remarks. I think there's going to be quite a few of us working till 66 whether single parents or not.
    Unfortunately I owe 27,000 which feels like a lot to pay off at this age - will post an SOA when I have done a spending diary to see where the discretionary spending is going.
    'Bird bird, bird is the word'
    Long Haul Supporter's Thread no.269
    The Ramones
    Present debt £224365.56
    Debt free June 2016 :)
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