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Yet another old debt story... please help
drnick78
Posts: 1 Newbie
I recently got contacted (via redirected mail from my previous address) about an old debt.
Wescott want to chase me for £6000+ from an old HSBC loan.
The problem is that according to my credit file, this debt was 'last delinquent' in Oct 05.... making it very close to the 6 years limitations limit (when they can no longer enforce it).
What can I do? Shall I try and stall them and hope they don't raise a CCJ by October this year?
Should I ignore it?
If I ask for proof of the debt, should I give my current address?
Yours, worried.
Wescott want to chase me for £6000+ from an old HSBC loan.
The problem is that according to my credit file, this debt was 'last delinquent' in Oct 05.... making it very close to the 6 years limitations limit (when they can no longer enforce it).
What can I do? Shall I try and stall them and hope they don't raise a CCJ by October this year?
Should I ignore it?
If I ask for proof of the debt, should I give my current address?
Yours, worried.
0
Comments
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If it were me, I'd ignore it unless it was a notification of a court date. However my creditors all know where I live so any court papers would come straight to me.
From now until the end of the year will you get all your mail?? Its a difficult one...
Only my opinion - only you can decide.Light Bulb Moment - 11th Nov 2004 - Debt Free Day - 25th Mar 2011 :j0
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