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a dro is debt relief order, similar to bankruptsy but you dont have to go to court its all done on-line by an adviser but you can only get one with debts of less than £15-000 and not be a home owner...you dont have to go down the bankruptsy route as i said before, but please do phone the cab up tomorrow and make an appointment...i cannot praise them highly enough and they will go thru all your options with you xx0
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