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Payday loans, please avoid! also help needed

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Comments

  • Culex
    Culex Posts: 776 Forumite
    iolanthe07 wrote: »
    Just because you're paranoid doesn't mean that they're not out to get you.

    Did they pay you to make that comment?
  • Timaintsosmart
    Timaintsosmart Posts: 11 Forumite
    They do not have any other number apparently, but i will NEVER call that number again thats for sure.They somehow have a credit licence, though clearly nobody checked these guys out first before issuing it.
    I will send a recorded letter asap, thanks for the advice
  • RAS
    RAS Posts: 36,427 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Get hold of trading Standards and send a letter to the OFT re these charges.
    If you've have not made a mistake, you've made nothing
  • Timaintsosmart
    Timaintsosmart Posts: 11 Forumite
    hi thanks for your response, I will definately get in touch with them. I received an email from the payday loan company today telling me i have 10 days otherwise it is been passed to "THE DOORSTEP COLLECTOR" i must admit i did laugh at how they thought putting it in bold capitals would making it intimidating. Can a DCA still add charges and interest to the debt?
  • Culex
    Culex Posts: 776 Forumite
    Is a hog's penis pork?
  • Timaintsosmart
    Timaintsosmart Posts: 11 Forumite
    By the way this companies name is Microcredit Ltd operating under the name Minicredit. So avoid them at all costs.....Trust me!!!
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