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My credit rating
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norbertt
Posts: 5 Forumite
My partner has ran up debts and now has a very poor credit rating, where as i have a pretty good rating. We have a mortgage and a joint account together, will her poor credit rating adversly effect my good credit rating and my chances of getting a reasonable loan to help her? Thanks
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Comments
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Yes - if you are shown as financially associated it is likely it will affect your chances of being accepted for new credit and/or the rate that you would receive if you were accepted.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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More credit to solve a debt problem is rarely the way to go. Consider contacting a specialist advisor to get an idea what solutions are open to her. Avoid the sharks by reading this: Debt Problems: What to do & where to get helpI refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)
As of the last count I have cleared [STRIKE]23.16%[/STRIKE] 22.49% of my debt.
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