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first direct mortgage difficulties

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Comments

  • kingstreet
    kingstreet Posts: 39,343 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think they've now changed it from 4.29% to 4.59%.
    Aye. I think you're right. Someone else mentioned it the other day and the only thing we could surmise was it was an old deal.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    We paid a fee of £150 per £400k or part thereof, so we paid a £300 fee for the 5 year fix of 4.29%.

    A quick look at their site indicates a deal identical but for the interest rate being 4.59%
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    Imelda wrote: »
    I am self employed, but only since 2009 so we didn't even bother putting my income on the mortgage (we budget on the basis of his salary anyway).

    Thanks - we can't do that, because we're both self-employed (-:
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
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