O% Card at last!

emmydon84

I've just been offered a card by Nationwide at 0%, I waited a year before trying as I had quite a few knock-backs in the past, so this is good news.

Unfortunately the credit limit they offered me is not enough to take everything from my hideous 18.8% apr virgin card, is it a good idea to transfer as much as I can to get the good of the 0%. Just worried that by having multiple creditors this might reflect badly on my credit rating. Any ideas?

tks, Emmy

Tixy

I would say transfer across what you can.

You might want to throw the figures into the snowball just to check it works out cheaper overall (depending on how much you can pay in total, what your other debts are and what APR the nationwide will jump to.