We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Payday Loan

2»

Comments

  • Why don't you:
    a) Complete an SOA and identify why you're unable to clear your debt and b) Cut back to ensure that a = b, where a is income and b is expenditure.
    c) Best of luck Apples!
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    MR_SKINT wrote: »
    Can anyone answer the question I asked on my opening post ?


    Thank you

    Sorry for the delay Mr Skint I was just sorting 2011/12 ISA's and we both know how complex they can be, don't we my friend?

    Especially with previous years contributions to consider,and when you're a bit of an Ahole like me,it's doubly difficult.

    Anyway to answer you're question - no I don't know sorry :)
    Space available for rent
  • MR_SKINT_3
    MR_SKINT_3 Posts: 26 Forumite
    Thanks Peeler and good luck with your ISA's.

    They are not too difficult but they are certainly easier to deal with when your not trawing through forums offering advise to people who haven't even asked for it.

    A tip for you my friend, never leave your house as it very dangerous.
  • dreavi
    dreavi Posts: 143 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Peelerfart wrote: »
    Sorry for the delay Mr Skint I was just sorting 2011/12 ISA's and we both know how complex they can be, don't we my friend?

    Especially with previous years contributions to consider,and when you're a bit of an Ahole like me,it's doubly difficult.

    Anyway to answer you're question - no I don't know sorry :)

    Now that Mr Skint is whats known as a Burn

    To answer the original question if you change your details they will not be able to take the money this time. They will then track you down and charge you the original loan and a whole mess of additional fees as well

    Basically you get a weeks extra breathing room (maybe) but your loan becomes a lot bigger
  • MR_SKINT_3
    MR_SKINT_3 Posts: 26 Forumite
    Thanks for your advice Dreevi.

    What is a burn ?


    Thank you
  • paddyrg
    paddyrg Posts: 13,543 Forumite
    Good luck with your PDL company.
  • MR_SKINT_3
    MR_SKINT_3 Posts: 26 Forumite
    Good luck with your latest troubles Paddy but I'll guess you are over here already and not too concerned.
  • paddyrg
    paddyrg Posts: 13,543 Forumite
    I don't get it. Are you implying I'm Irish? Is that what the potatoes thing was about too? You don't know me, so that seems a strange thing to say to somebody trying to wish you well. As such, I have to assume you're trolling, so 'I'm out'...
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    !!!!!! are the sort of people that borrow money and then try and avoid paying it back.

    Good luck getting credit on even a packet of crisps for the next 6 years OP.

    So, to coin a phrase.... "I'm out...."
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.