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Letter to creditors/Head in the sand syndrome.

Hi all,

I found this site a few weeks back and found some letters which were suitable to send to creditors who are chasing me and my partner. I am unable to find these letters again, but I know I saw them on here.

I was convinced that I had saved the templates to my hard-drive......clearly I didn't.

Could somebody possibly point me in the right direction so I can begin to face the awful financial situation which we find ourselves in please ?

PS.....The site is fantastic and I am glad that information like this is available - Just wish I had found it sooner.

Regards.....

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