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Stock lending (standard life/blackrock)

Standard Life have written to my wife to say that Blackrock have introduced stock lending to their funds. This is accompanied by the usual type of paperwork that says (in my traslation) "nothing to worry about - perfectly normal - regulated by FSA - fund will bear the costs- benefits split between fund (Blackrock) and agent (Blackrock) 40%."

I've read the stuff, looked it up on the internet and get the gist of it but I can't work out if it is a good thing (for the consumer) or not. I do note though that Standard Life were in favour of restraint in 2008 because Stock Lending was encouraging short selling.

Do I just worry too much?
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