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financial association mortgage help
johners77
Posts: 2 Newbie
I am trying to buy my first home but am struggling to get a mortgage. I found out i have had a financial assoctiation to my mum since 2005. This is in error as we have never been linked financially. I have applied through experian to get the association removed. this has been done but all credit searches made by my mum still show. my MA has discussed this at length with santander and confirmed the financial association is to blame. i have 2 points
1. Is it possible to remove these credit searches made by my mum (5 in total) ? if so how?
2. I have applied for a couple of loans and a credit card in dec for a car loan after changing jobs and no longer getting a company car. the reason i didnt take the loans out was because it came back at a much higher lending rate than advertised. Can i get these removed as well as the only reason they werent used were because of this financial association causing a higher rate.
any help and advise would be great
1. Is it possible to remove these credit searches made by my mum (5 in total) ? if so how?
2. I have applied for a couple of loans and a credit card in dec for a car loan after changing jobs and no longer getting a company car. the reason i didnt take the loans out was because it came back at a much higher lending rate than advertised. Can i get these removed as well as the only reason they werent used were because of this financial association causing a higher rate.
any help and advise would be great
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