Red Debt Collection - help!

jen1983

Hello, This is my first post on here but I really need some advice!

A few weeks ago I got a letter from Red Debt Collection saying that I owe T-mobile £303.85.It was addressed to me in my maiden name and I have been married for nearly 4 years now.

I ignored it because if I did have a T-mobile account it was when I was 18 ( I'm now 28!) I can't remember if I ever did have one
Then a few days ago I got another letter saying that they were going to take action to recover the debt.

I went to Citizens Advice Bureau this morning and explained the situation to the woman there and she phoned them. I had to confirm my identity to them and my new name so she could speak to them on my behalf. She did say to them that I wasn't even sure it was my debt and if it was then its 10 years old and I wouldn't even consider paying it until I had proof.

I am now worried that the phone call is me acknowledging the debt as mine and Im going to have to pay it!?

Did I do the right thing or should I just have sent a letter saying I don't acknowledge it?

Can anyone help me?

intranicity

I think you can only confirm it's your dept with a signature or offer of payment, AND MORE IMPORTANTLY if the debt is over 6 years old AND there is no CCJ, I don't think they can get the money off you anyway as it's statute barred

fermi

Even if it was yours, then it would be statute barred.

There is a letter in this link to send that disputes that the debt is yours, but also says that it would be statute barred anyway.

http://forums.moneysavingexpert.com/showpost.php?p=34906257&postcount=5

If you send that, then make sure it goes by recorded delivery.

jen1983

Thank you!