trackermorgage

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yorkie_yorkie
yorkie_yorkie Posts: 2 Newbie
in Reclaim mortgage fees, council tax, etc
[EMAIL="yorkie6015@hotmail.co.uk"]:beer:yorkie6015@hotmail.co.uk[/EMAIL]why does Halifax bank charge me £175 every2 or 3 years on my
Tracker morgage

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  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    Why can't so many people in this country spell mortgage
  • yorkie_yorkie
    yorkie_yorkie Posts: 2 Newbie
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    :beer:why does Halifax bank charge me £175 every two years on top of other charges on my tracker morgage.
  • kai666
    kai666 Posts: 1,429 Forumite
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    Maybe a bit more information might be helpful
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
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    You may want to remove your email address from your first post too!?
    How often have they charged you? Any relevant paperwork? Is it at the end of a fixed rate?

    We could do with more info please ;)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
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    Have you asked them? :huh:
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • dunstonh
    dunstonh Posts: 116,675 Forumite
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    why does Halifax bank charge me £175 every two years on top of other charges on my tracker morgage.

    Arrears charges maybe? Late payment charges? Only guessing as you havent given any details and the only reason you would have charges is if you are not paying the mortgage on the due dates or you have bought new deals and had the fees added to the mortgage.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
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    yorkie_yorkie wrote: »
    :beer:why does Halifax bank charge me £175 every two years on top of other charges on my tracker morgage.

    Crazy idea - ring them and ask.
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