Taking it too far

maskerade

My debt isn't too bad - I can meet all the monthly payments etc but I've still been trying to be as frugal as possible to get it done asap and well - seems like a good habit not to waste money. My issue is that it's been making me really snappy with my OH. I had a go at him yesterday for eating all the biscuits I'd bought for example. I'm sure some of this is down to PMT given the day but I'm worried I'm becoming a bit obsessive about saving. Does anyone else have this problem? How do I keep my worries about money from ruining my relationship?

CH27

It's good to be frugal but everyone needs a treat sometimes so factor a small amount for treats into your monthly budget.

NeverAgain_2

...How do I keep my worries about money from ruining my relationship?...

Explain to him that as you are married, they are his worries, too.

maskerade

We aren't married, nor do we live together

Billy-no-Money

Clearly your level of debt is worrying you, even though you can meet the monthly payments - sounds like it would be worth you doing an SOA and a spending diary just to get a clearer picture of how bad / good it actually is.

You don't need to tell your OH about it just yet but it would help you work out what treats you can actually afford.

I too could meet the monthly payments quite comfortably, until the goalposts moved in the credit crunch - I'd never bothered adding everything up until I suddenly found I was struggling. Getting a proper grasp of my debt and budget meant I was able to relax more and became much less touchy about money.

NeverAgain_2

...We aren't married, nor do we live together...

Even more reason why he shouldn't eat all your biscuits.