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Where do i Start?

I am in £4000 worth of debt through loan catalogues and credit card.
Where do is start paying them of?

I tried using a financial advisor but found there promised to cut interest etc but i have only been with them a month and found them very unhelpfull they have had my money over 3 weeks and none of my creditors have been paid yet and i am also paying them a cut for something i can do myself.

Any ideas?

Comments

  • Hi emma

    welcome to DFW you have come to the right place for help.

    if you can post a full SOA (see ss thread )at the top of the page

    then the guys and gals will be able to help
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • Storm
    Storm Posts: 1,749
    Debt-free and Proud!
    Forumite
    Hi Emma :hello:

    I would definitely stop using this financial advisor - is this one of those companies that advertises heavily on cable channels? As gettingitsorted says, post an SoA so we can see what the situation is.

    You can also snowball your debts at https://www.whatsthecost.com to see which you should be paying off first.
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • Avogirly
    Avogirly Posts: 751
    Part of the Furniture
    Forumite
    Just like Storm and gettingitsorted said do your SOA (see SS's sticky at the top of the DFW board).

    And just wanted to say hello and welcome!

    xXx
    October make £10/day currently £11.02
This discussion has been closed.
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