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Debt Managment Companies

Hi there

I have recently become a single parent and am unemployed. I have debt of around £5000. The creditors are constantly ringing me and sending me letters about repayments. I have told them my situation and they are not open to any reasoning. I need to go with a debt management company who can take all my debt and put them together so i only make one payment a month. Does anyone know of a company that has a good reputation for this? I need the company to contact my creditors on my behalf and speak to them about repayments.


Please help me.

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    IMPORTANT - Where to seek professional impartial advice about your debts.

    Have a read of this link.
    I would try CCCS to start as they offer a full DMP service where they liase with your creditors etc.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • MUM40
    MUM40 Posts: 304 Forumite
    Part of the Furniture 100 Posts
    try ringing the creditors and asking them directly regarding a DMP.
    No. 83 in £365.00 in 365 days 17/365
    Jan lunch to work days 10/20
  • fatbelly
    fatbelly Posts: 23,047 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 23 March 2011 at 8:39AM
    MUM40 wrote: »
    try ringing the creditors and asking them directly regarding a DMP.

    You can of course do it yourself but using one of the organisations in Tixy's link will hopefully mean that you do not get as hassled as it sounds like you currently are. You've already discovered that it is difficult to get sense out of most creditors.
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