Friday 18th March - What small DFW things will you be doing today?

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:T

Good morning everyone - Happy Friday to you all!!

Yippee, it's nearly the weekend and I, for one, can't wait :j I have got a list of jobs as long as my arm, but I will feel better about the house/garden/allotment etc when they're done. I just hope DH is ready for a busy couple of days too.

Today is another matter altogether! I'm getting a bit tired from all the overtime and we are actually behind with the project schedule. My job-share partner is on holiday next week so I have to step into her admin role all week, and as you lot know very well, I hate that side of my job


Still, todays list goes like this so far:

• ran DW overnight on Economy 7
• checked banking - will go £4.91 OD on Sunday so looking for a fiver to put in tomorrow
• checked for surveys - getting closer to payout
• made lunch to take to work
• fed and watered the chickens - full compliment of 4 eggs yesterday!

I will also:

• charge mobile at work ready for the weekend
• do overtime before and (possibly) after work
• free drinks at work
• calculate my salary this month so I can do next month's budget - I love doing manual payroll calcs
• do a half hour walk at lunch-time
• read for the other half hour
• check this month's goals and my 101 things list to see if I can achieve anything this weekend
• have dinner from stores using last of rubber chicken
• have an NSD

Thats it for today. Hope you all enjoy your day, stitchy x

determined_new_ms

Morning stitchy :hello: thanks for starting us off. :dance: that its Friday & I'm not working tomorrow . Am doing a training course today so it'll be an easy one thanksfully :T

So today:

• [STRIKE]checked banking, shifted some money into saving accounts[/STRIKE]
• [STRIKE]did VSP[/STRIKE]
• quick shower
• make lunch & take fruit
• drink water all day (a little hung over right now!)
• do a teeny bit of work from home
• check for surveys (£1.50 till I get a payout :dance:)
• dinner from stores - [STRIKE]must get mince out of freezer[/STRIKE]
• go take top back for refund
• go put boots points on card & if I have enough points on there I might treat myself to some perfume :T
• go for a run
• watch the rest of the film we watched last week & I fell asleep

night in for me tonight as oh is going out so I think a bath, manicure & pedicure & a bit of home spoiling is in order! Have a lovely day everyone x

mogchops

Morning all, thanks for starting the thread Stitching Witch x

Today:

- check online banking - payday! Yay. Transferred some around.
- investigate why a DD that was due out on the 15th has not gone
- packed lunch to work
- only take a couple of pounds of change to work then cannot waste too much on all the red nose stuff going on
- shopping after work with list
- finish next weeks meal plan
- sort paperwork (that didnt do yesterday - oops)
- hoover through
- competitions

Have a great day everyone x

pixiechick99

Morning people - woohoo for Friday:j:j:j (Even though I woke up thinking it was Saturday;))
Off I go to work...may go out to quiz night later with some friends but have been feeling a bit rubbish in the evenings this week, so possibly not. Otherwise, a quiet day...list time:

• check banking
• check onepoll
• packed lunches for myslef and dd2
• Chip shop for dinner:T
• dry washing off airer and up to airing cupboard
• check ebay listings
• drink lots of water
• heating only on for 1.5 hrs this morn and 2hrs later

Ok, cant think of any more - better get ready:)
Happy Friday:beer:

bexs.ua

Yay it's Friday!!! :j:j:j

Today DS is off school (teacher training day :mad:) so he has asked Aunty whether he can go round there for the day- only so he can socialise with some of his friends LOL! So while he's out, I think I'll have a bit of a blitz in the house before I go to work to pay some money out :T

On todays list....

[STRIKE]Check internet banking[/STRIKE]
[STRIKE]WM needs to go on 30 degrees[/STRIKE]
[STRIKE]line dry contents[/STRIKE]
sweep all the floors and hoover the bedroom
[STRIKE]make a large batch of tomato sauce for the freezer[/STRIKE]
take out bolognaise from freezer
[STRIKE]maybe build last part of DS new desk[/STRIKE] - did the bed yesterday used the drill for the first time in my life and managed not to injure myself in any way :rotfl: :T
Need to take pics of things to list on ebay this weekend ***FREE LISTINGS THIS WEEKEND!!!!*** for anyone thats interested

Have also so far :
done the ironing
cleaned up after the dogs in the garden
responded to eb*y emails- lots of watchers !!!!!! bid people BID!!!!:rotfl:
opened all windows to air the house
put new sheets on the bed


PHEW!!!! Now having dinner:T

I think thats it for today but I'm sure I'll find other things to do
Hope everyone has a great Friday.......

La_escocesa

determined_new_ms wrote: »

• go put boots points on card & if I have enough points on there I might treat myself to some perfume :T

Not that I want to put you off getting yourself a little treat but did you hear me and the pix-chick talking about perfume oils??? They're fab! http://www.perfume-parlour.co.uk/

ETA - but totally misread that - you're spending your points! Obviously a better deal! :cool:

Oooh, free listing weekend - cheers bexs.ua!

determined_new_ms

La_escocesa wrote: »

Not that I want to put you off getting yourself a little treat but did you hear me and the pix-chick talking about perfume oils??? They're fab! http://www.perfume-parlour.co.uk/

ETA - but totally misread that - you're spending your points! Obviously a better deal! :cool:

Oooh, free listing weekend - cheers bexs.ua!

are they love? Do they last throughout the day?

La_escocesa

I usually top up at lunch time but the smell definitely does linger. I don't know if it's just because I've tried a few perfumes I don't usually wear that I notice the smell more though IYSWIM... My favourite is flowerbomb - wanted it and never bought it but happy with just the oil now - £60 saved

determined_new_ms

La_escocesa wrote: »

I usually top up at lunch time but the smell definitely does linger. I don't know if it's just because I've tried a few perfumes I don't usually wear that I notice the smell more though IYSWIM... My favourite is flowerbomb - wanted it and never bought it but happy with just the oil now - £60 saved

nice one I will take your recommendation! Will go into Boots to smell perfumes then

what did you get the 3x 3ml for £6 or the 3x 8ml for £12?

Candy0107

Morning all,

Happy Friday one and all

Stitchy, thanks for starting the thread today – chin up, you will get there

My mood is a little brighter…however, this guy at work calls me Vicky, but my name is Victoria….god I hate that! :mad: :mad:

Today I have/will
• Will try for a LSD – need to buy a jacket potato at lunchtime, but have bought in the chicken mayo which will be the filling
• Make an effort to be nice to everyone today
• Need to check my online banking
• Need to celebrate and be motivated by the 3lbs loss last night
• Meals from storecupboard
• Used railpass to get to work
• Charge phone at work later
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Need to submit my MS assignment from last night
• Chill when I get home from work as it has been one of those weeks

Have a great day everyone
Candy xxx

Tiggy10

Morning all,

thanks for the heads up about free listings, visiting home and my mum this weekend and I have loads of stuff im keeping there waitng to go on that i havent needed at uni!

-Checked bank got paid from seasonal job, is £51 pounds more than I expected (Will pop into work when im home to check payslip, and bug them for more bubblewrap for posting ebay items!)
-Walk to uni, hand in assignment & books
-Start last assignment of the year
- All meals from home, use up fruit before i leave for the weekend
-Try and attend two birthdays at one time tonight, while keeping costs down (dont need to buy preasents)
- Aiming for LSD feel less guilty today as have had 4 NSD's this week.

Reduce overdraft a little with wages & hope Natwest are not rude about it

Have a good day all!