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Newbie ready to face the challenge...

We have been trying to become debt free for so many years I have lost count - so today is the day we (hubby and I) am going to draw a line in the sand and really focus on paying off our debt....!!!! :j

But know the road ahead is a long painful one.....:sad:

Comments

  • the_insider
    the_insider Posts: 795 Forumite
    Congratulations on making the first step. Post an SOA on here and we'll all give you some pointers to help speed up your journey to being debt free!
    Getting married 02.08.14
    Wins for the wedding: membership for a 'wedsite' and app, £35 gift voucher for party supplies shop, £50 worth of hand painted signs, 1kg of heart shaped marshmallows :money:
  • Deeperblue
    Deeperblue Posts: 294 Forumite
    Very well done! As well as a SOA you may find it useful to start a diary in the special section for them on here. I know I've found it a great way to get support and stay motivated.
    Parents - £4000/£0 paid
    OH parents - £9000/£0 paid

    Mortgage - £125,000/£0 overpayments
  • tealady
    tealady Posts: 3,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    2BDEBTFREE wrote: »
    But know the road ahead is a long painful one.....:sad:

    You may think that but when you get started it is surprising how exciting and satisfying clearing debts can be.
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • tealady wrote: »
    You may think that but when you get started it is surprising how exciting and satisfying clearing debts can be.

    Agreed, I am finding it motivational, refreshing, exciting, like looking forward to a big holiday or equivalent..............

    Not that there can't be ups and downs on the way, its a journey, good luck !!!!!!!!!
  • Thanks guys for your support.Well we completed the soa online that made interesting reading :)....we begin now and have a long road ahead but excited at the prospect of not having this chain around our necks in a while!!!!! :)
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