Is it worth opening an account at the place I hope to get a mortgage?

DanielleR

Hiya,

My fiance and I are looking at getting a mortgage soon and we think that the best place we are going to get one seems to be Nationwide. We've heard good things about them, when we've gone and casually chatted to them they have said that my OH's guaranteed O/T will be considered as his income etc.

My OH has been banking with them for about 6 years and also has a Lloyds TSB account as well.

I've been with Lloyds TSB for about... 12 years and have some debts with them but am doing really well to clear them, no problems in over a year and they seem quite happy with me.

Is it worth me opening a basic bank account with Nationwide and getting my wages paid into it and then transferring what I need to pay off with Lloyds as I normally would. How long do you have to bank with Nationwide for them to consider you for anything like a mortgage etc (I know with Lloyds it's three months)


Thanks in advance

Wh05apk

Would make no difference, unless you were considering going to someone like Santander, or Woolwich who offer slightly better deals for banking customers.

On_the_up_2

Ive been looking at this, and nationwide offer 'Flexclusives' to CURRENT account holders, so not to basic accts. If you look on their website it gives you the info/exclusion info.
Ive been told by a broker that the Flexclusives are only available direct, and not via brokers.