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Thursday 17th March - What small DFW things will you be doing today?!

pixiechick99
Posts: 3,730 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:T
Goooood morning lovely people - how is everyone today?:D
Nice early start for me - feeling full of oomph and motivation, hooray:j
Lovely to see Mogchops back again yesterday - hope you are posting again today young lady;)
So - welcome to any new posters...and if you're lurking, come on and post a list with us!
Ok, here's my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:T
Goooood morning lovely people - how is everyone today?:D
Nice early start for me - feeling full of oomph and motivation, hooray:j
Lovely to see Mogchops back again yesterday - hope you are posting again today young lady;)
So - welcome to any new posters...and if you're lurking, come on and post a list with us!
Ok, here's my list:
- check banking
- check onepoll
- packed lunch for dd2 and myself
- meal from plan tonight - jacket pots and chicken
- heating off during the day then on low later, if needed
- do next week's meal plan
- email OU about possibly transfreeing my credits to them then finish my degree with them
- withdraw ebay sales money from Paypal
- Uni work
I really need to sort out a new signature!
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Comments
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Morning All,
Pixie, thanks for starting the thread – I was about to start it!
Today I have/will:
• Breakfast and lunch from storecupboards
• MS dinner tonight
• Need to be tidy at work as there is a VIP doing a tour of the building
• Will try not to lose my rag with the people I work with – girlies how do you manage with your monthly hormones?:T :mad:
• Read papers online
• Use rail pass to get to work
• Off to WW tonight
• Need to do a menu plan for the week ahead
• Need to drink 2l of water
• Need to schedule in a couple of workouts this week
• Need to move spare cash to savings account
• Need to check banking
• Need to print out my MS notes for tonight
Think that is about it, have a great day and will post tomorrow
Candy xxxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Morning everyone, at least its Thursday. Only two more days at work and then its the weekend.
Today I shall
1. Check banking - done, last DD gone out for the month, still waiting for cheque to clear
2. Check Egg credit card statement as its out today
3. Take lunch to work
4. I also need to drink water - 1.5l for me. Managed it everyday so far. I forgot how much better it makes me feel.
5. I need to sort my head out today and start heading back to the gym. Struggling to make it through the door at the moment
6. Get off this sofa and go to work!
7. Drive economically to and from to conserve fuel, this tank needs to last me till payday, a week tomorrow
8. Smile
Have a great MSE/DFW day xIf you knew it then you know it!
£3160/£11,0000 -
Gooood morning,
Thank you for the welcome back - of course I remember you pixie/millie lol!!! CONGRATULATIONS on your being DF - just saw your sig!! Huge well done! Hope all is well with you!
Today:
- check online banking
- packed lunches all round
- tea from freezer (lucky dip...:rotfl:)
- washing on 30 & on airer
- meal plan for next week
- shopping list for tomorrow
- competitions
- turn heating off if its not cold later
- sort paperwork
Younger DD is poorly, all full of cough & cold, but luckily DH is on lates so not at work till 3, so he will be here
Have a great day everyone x0 -
Morning everyone :hello: not sure how I didn't post yesterday, the day just went by in a whirl!
Candy re hormones I have been taking Angus Castus as you advised, also primrose oil for my skin and exercising. Also looking at positives & what I can do rather than what frustrates me
Things for today:- make sandwich for lunch & porridge for breakfast - fell off of the diet wagon yesterday humongously!
- check for surveys
- drive carefully to & from work
- print off bodyshop voucher for friend's birthday & wilko card -
- stick to dairy free diet
- read martin's email
- checked banking
- go for a run (need a pick me up!)
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 - make sandwich for lunch & porridge for breakfast - fell off of the diet wagon yesterday humongously!
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Hi everyone :wave:
Me:- Brekkie at home
- Leftovers for lunch
- Not going out just cos it's St P's!
- Yoga tonight - pay in block so it's cheaper
- Refillable water bottle
- Found bus reservation :T
- Keep £1 for comic relief collection at work and remember how lucky I am
- Walking in shape ups
- Try not to get too down about the pittance I may sell the flat for or the debt I may get into when I do it
- Free cuppa x 2 or 3 - may well be one of those days
- Go to boots for nail polish remover and not buy anything else... Yay, just found 1 last nail polish remover pad in the bottom of my stash - just won't wear nail polish until after payday now :T
- Entered comps
- Check onepoll
- Used freebie moisturiser
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Good morning fellow DFW people and thanks to pixie for starting the thread. Just nipping on quickly whilst DH makes breakfast
So far I have:- checked banking - better than I thought
- checked for surveys
- made lunch for work
- fed and watered the chickens
- have porridge for breakfast to fill me up (been getting really hungry at work during the day)
- do overtime before and after work
- do a half hour walk at lunchtime
- read during the other half hour
- dinner from stores - left over chicken in something, curry?
- cut out corset belt sample tonight
- not spend all evening on the laptop
- have an NSD
:D
Catch up later, stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Morning all,
Today aiming for another NSD (4th this week if i do!)
Breakfast at home
Drive carefully to placement + lift share for a bit of petrol money
Packed lunch and take squash
spend this evening finishing my uni assignment
Dinner from freezer
Pack ebay sales.
Have a good day everyone!Paying it all off in 2017:
Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
Finance 2- 335
CC - [STRIKE]2000[/STRIKE]1800
OD 1 - [STRIKE]2200[/STRIKE] 1850
OD 2 - 25000 -
Welcome back Mogchops!!!
:D:D:D (Little kel here!)
Badminton today!! Wedding dress fitting in one week!!!!!!!!!!
Housework
Package ebay bits
Ring our cake lady
Buy some rolls to go with dinner
Swmming club with the kids
shower them at swimming
Me to shower at badminton
mealplan - getting a bit behind with this
relist unsold items
Work out money i have made towards our DJ fee challenge!
Thats me
Have a great day everyone xxOrange Fairy
House Purchased April 19CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb
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Morning everyone :wave:
I'm off to !kea again today to pick up some more bits for DS bedroom that I forgot the other day so its not going to be a NSD todayOther things to do are:
[STRIKE]Donate to Comic Relief on the Chris Moyles show[/STRIKE] done
[STRIKE]Check internet banking[/STRIKE] mmmmmmmmmmmm
Pay some money into the bank to pay CC off
Check Qu!dco and see whether anything is due to pay
Breakfast from stores
Make DS packed lunch
Find something from stores for tea.....
I think thats it for the moment, hope everyone has a great day :T:T0 -
:rotfl:Welcome back Mogchops!!! :beer: Good to see you again!
I am in a good mood again this morning, probably soon to be shattered by office politics but hey, I CBA!
Here is my list:-
- Checked banking
- Check for any new bills
- Hassle ebay buyer to pay for item ended on Sunday £280!!! :mad:
- Plan this w/e's trip to Kent. Nan is paying for my petrol....don't know if she realises I drive a 2.4 litre V6 petrol ESTATE car.....:rotfl:
- Girl-friend coming over tonight to cook me dinner, she will let herself in so it'll be ready when I get home!:T
- New bathroom floor being laid today. Landlady is paying so not costing me a bean!
- Sell a purge! Got 3 opportunities today, ready to bag me £7.50!
- A bit of Wii fit tonight hopefully?!
JxNothing to report as yet...give me a minute...!0
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