Remortgaging

hobo123

I am looking for advice how long before fixed rate period runs out and you are free to move your mortgage should you begin to look for new deal, basically how long is an aip usually valid for is it 3 months?

jennifernil

We remortgaged 6th November, I had an agreement from Nationwide in early August, 3 months is not too far ahead to start getting it sorted.

herbiesjp

2/3 months is when you should start looking.

If you are looking at fixed rates at the moment, be warned that lenders are incresing some of their rates.

You can have everything set up well in advance of the expiry of your current deal - just make sure you do not complete on the re-mortgage beofre any penalties have expired - make sure you give the correct date to the solicitor dealing with this for you.

HTH