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would my bad credit affect family member
pie_man_2
Posts: 92 Forumite
:mad:my son applied for finance to buy a van he only wanted a top up but was refused ,would my dmp afect him ,he has a loan with them
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Do you have any joint bank accounts or other accounts with your son?If you've have not made a mistake, you've made nothing0
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no ,we do not have any financial ties ,only that he lives with me,thanks0
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In that case, there is no way your DMP could affect his credit rating.
He might be advised to check his own credit records in case there is something there.If you've have not made a mistake, you've made nothing0 -
Odd question but you haven't got the same name have you? By that I mean first as well as last name.I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)
As of the last count I have cleared [STRIKE]23.16%[/STRIKE] 22.49% of my debt.
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no we havent ,he said he got accepted over the phone ,but the dealer said it got declined0
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It's the credit crunch, they are being really hard on who they lend to. If you had the same name there is small posibility of a mix up but that's not the case here. He needs to get his credit files (all 3 of them) and have a look at what's on them. They contain the same information the lenders see and make thier decisions on.I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)
As of the last count I have cleared [STRIKE]23.16%[/STRIKE] 22.49% of my debt.
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