We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Looking for loan
SpecialLoanSearcher
Posts: 2 Newbie
in Loans
Hi all:)
This is my first ever post so please be patient.:o
I'm a student who is unemployed but looking for work, and have a bad credit record thanks to all those bankers whacking up my interest rates at no notice!:mad:
I am looking for a special type of loan (around £2000) for personal but very important reasons. All the loan companies that service bad credit record holders keep telling me as I have no "fixed income" I cannot apply. I do have a fixed income - my mum is paying me back for a debt she incurred on my credit card (I lent her the money for a major structural house repair). She pays me £150 per month so this is a regular income, just not with an employer and I do not receive any form of state benefits. But I can prove this income through my monthly bank statements.
Any suggestions or ideas on how to find a loan meeting my above criteria?
I've finally done it - posted on my first forum!!:T
Thanks for any help.
Best regards
C
This is my first ever post so please be patient.:o
I'm a student who is unemployed but looking for work, and have a bad credit record thanks to all those bankers whacking up my interest rates at no notice!:mad:
I am looking for a special type of loan (around £2000) for personal but very important reasons. All the loan companies that service bad credit record holders keep telling me as I have no "fixed income" I cannot apply. I do have a fixed income - my mum is paying me back for a debt she incurred on my credit card (I lent her the money for a major structural house repair). She pays me £150 per month so this is a regular income, just not with an employer and I do not receive any form of state benefits. But I can prove this income through my monthly bank statements.
Any suggestions or ideas on how to find a loan meeting my above criteria?
I've finally done it - posted on my first forum!!:T
Thanks for any help.
Best regards
C
0
Comments
-
Sorry but you have no chance of getting a loan. No one would consider 150 quid a month from your mum a real income.There's no sense crying over every mistake.
You just keep on trying till you run out of cake.0 -
OK BackOnTrack Thanks anyway for the answer
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards