Government Tax my Sister In laws pension

ViolaLass

Ladywriter1968 wrote: »

Surely all the tax they paid over the years themselves would go towards their health costs and all the stuff you mentioned above, cause while they work and pay tax they are not getting anything from it anyway, but when they retire then all that tax they paid in can then go towards their health etc, rather then paying yet more tax out.

So you don't intend to go to the doctor at any point before you're retired? This idea that all the tax people pay is just for their retirement is curious to say the least. It pays for a whole host of other things as well (and it doesn't directly pay for their retirement anyway, as explained by other posters).

Besides, retired people get plenty of perks - a state pension, tax breaks when saving for their own pension, a higher tax-free allowance, lots of cuts in costs (prescriptions etc).

McKneff

easy wrote: »

You know, if a shark stops swimming, it dies ...

I believe that if we stop learning, our brains die .

My mother is 80. She bought a laptop in December, had never touched any sort of keyboard in her life, but with a bit of help she's learnt to email, do on-line banking, and shop on-line too. I'm starting her on video messaging soon, so she can talk to and see her grandson every day.

It's never too late....

Go, Granny, Go

:T:T:T Good for her.

dzug1

Ladywriter1968 wrote: »

I think that my uncle still pays full council tax and full other stuff and he a pensioner. He gets no relief, he is over 80 years old now to. I think he gets a pension from the states when he worked there for a while years back and a state pension here, thats all I know really. Thats all.

Then he's a rich pensioner - maybe not on Fred the Shred's scale, but still rich. Either enough not to be entitled to concessions, or enough not to bother to claim them.

SandC

OP you could try telling her she's quite lucky to only be paying the tax she is and receiving a pension at age 61.

You must be about my age, bit older, if you've 20 odd years to go. You can explain to her that you won't be getting that pension (if it isn't totally means tested by then that is) until you are 65 (or 67 if you are 40 like me)!

Ladywriter1968

dzug1 wrote: »

Then he's a rich pensioner - maybe not on Fred the Shred's scale, but still rich. Either enough not to be entitled to concessions, or enough not to bother to claim them.

He told me he was taxed on his state pension when he worked over there, and when it got here it was taxed again. so states tax it and then Uk tax it to. Even though it was a states pension.

He told me that he still has to pay full council tax rates and gets no help at all.

He did own his own house, so dont know if that had anything to do with it or not, as we are council. So I do know how it works for people who own property. But I do believe he had a lot of savings though as when he lived there, it was all paid for and he was even paying the mortgage on his daughters house to stop her getting evicted, he did this for years.

He then sold his house and obviously used that money to buy his daughters house, rather then keep paying her mortgage, he then moved in with her, and then she sold that house and bought another house, where her and her dad, my uncle, they both now live together.

I would have thought he would have to have quite a bit of money to have done all of that, put it this way, we could never afford to buy even one place, alas why we rent from council. And strange this is to, my husband works full time and my uncle was retired. He must have saved up a lot over the years when he worked really. Thats all I can really assume.

Ladywriter1968

SandC wrote: »

OP you could try telling her she's quite lucky to only be paying the tax she is and receiving a pension at age 61.

You must be about my age, bit older, if you've 20 odd years to go. You can explain to her that you won't be getting that pension (if it isn't totally means tested by then that is) until you are 65 (or 67 if you are 40 like me)!

I am 42 years old and I do think my god, what will happen when I come to retirement age??? At the moment I am out of work as well as my last job closed down and been looking for another. I do not claim anything as my husband works so I cant anyway.

I found out that I wont be able to retire until I am 67-68 years old because I was born in 1968.

Ladywriter1968

easy wrote: »

You know, if a shark stops swimming, it dies ...

I believe that if we stop learning, our brains die .

My mother is 80. She bought a laptop in December, had never touched any sort of keyboard in her life, but with a bit of help she's learnt to email, do on-line banking, and shop on-line too. I'm starting her on video messaging soon, so she can talk to and see her grandson every day.

It's never too late....

I believe that everyone should look after themselves mentally and physically, how you treat you body and mind in early life is what you get back in later life.

Good on your granny. I wish my Dad was more like her, he stopped bothering with everything and gave up and just sat for hours staring at TV, when anyone would try to get him to do stuff he could not be bothered, now he is in a care home with dementia. Maybe if he kept himself more active mentally and physically as he used to, he may not has been so bad now with dementia. I think if its in your gene you will get it, but I believe you can help yourself by slowing it down if you keep active. He stopped eating and stopping looking after himself. When offered to take him out, he could not be bothered, he got others to get his stuff from local shops instead of walking there himself. He got lazy and gave up.

bilbo51

Ladywriter1968 wrote: »

I found out that I wont be able to retire until I am 67-68 years old because I was born in 1968.

Not strictly true. You can retire now if you like. But you won't get any State Pension until you're 68.

dzug1

Ladywriter1968 wrote: »

He told me he was taxed on his state pension when he worked over there, and when it got here it was taxed again. so states tax it and then Uk tax it to. Even though it was a states pension.

.

There's a thing called double taxation relief to reduce the effects of being taxed in two countries.

Ladywriter1968

bilbo51 wrote: »

Not strictly true. You can retire now if you like. But you won't get any State Pension until you're 68.

68, mmm, I may not even live to see that age. who knows.