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Provident offering loan to 15 year old!!

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Comments

  • Derivative
    Derivative Posts: 1,698 Forumite
    Gregm wrote: »
    Yes it is junk mail, but its junk mail that a child should not receive, and what other rubbish is going to come through addressed to him, who's going to pay the phone bill when he gets junk telling him to phone a £2/minute number to claim his 'Prize'. etc

    I would hope your 15 year old has the common sense by now to not ring such a number, otherwise you have bigger things to worry about than who a mail is addressed to.
    Said Aristippus, “If you would learn to be subservient to the king you would not have to live on lentils.”
    Said Diogenes, “Learn to live on lentils and you will not have to be subservient to the king.”[FONT=Verdana, Arial, Helvetica][/FONT]
  • cloey
    cloey Posts: 116 Forumite
    Similar thing happened to me when I was 16, my mum wasn't happy!
    I'd entered a few competitions to win "pretty things" :) and they'd obviously just sold the information on.
    Tell him just to be careful. :)
  • Gregm
    Gregm Posts: 151 Forumite
    EdgEy wrote: »
    I would hope your 15 year old has the common sense by now to not ring such a number, otherwise you have bigger things to worry about than who a mail is addressed to.

    Yes, he would, I was just trying to make a point of what this junk mail could lead to.
    cloey wrote: »
    Similar thing happened to me when I was 16, my mum wasn't happy!
    I'd entered a few competitions to win "pretty things" :) and they'd obviously just sold the information on.
    Tell him just to be careful. :)

    I sat him down last night and asked him if he has signed up to anything recently, all he can think off is things like Runescape but they don't take street address.

    Oh well not much I can do.
  • Most of the online gaming sites like the microsoft one for the Xbox etc require you to put a name and address to register, you also have to tick and say you are over 18 to play a lot of the fight-based games etc.
    If not under your own roof he could well have done this round a friends house or even on most of the phones the kids have now..

    Same goes for a lot of social networking and !!!!!! sites etc..
    Also common with the kids is for one of them to sign-on when playing at a mates then go home leaving the mate logged in to do whatever...
  • Stuart_W
    Stuart_W Posts: 1,812 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Contrary to most of the suggestions here, it might not be your son's fault. Companies can have a habit of not handling data properly, no matter what they will claim to you on the phone. If he's also opened a bank account to pay in Saturday job wages, it is possible that the bank could have passed on details in error, employer may have passed on details in error, is a job agency involved? they can be very bad and passing on details.

    If he's got a low paid saturday job that puts him right in one of Provident's target markets - so that would raise more suspicions for me than what he may have done on the internet (unless it was money/debt related).
  • joeblack066
    joeblack066 Posts: 1,757 Forumite
    Thing to remember is that teens often don't understand the workings of the world, but dangerously they THINK they do.

    When I was a support worker to teens one came and complained that his mobile provider was overchanging him as he's put £10 on and only sent 4 texts and was down to under £4. Alarm bells rang and I finally persuaded him to show me texts - they were a text chat service that was cherging HIM £1.50 for ebery text he received - I also had to explain that it probably wasn't a gorgeous hot chick on the end of the phone lol!! He was very embarrassed and I showed him that all he needed to do was text STOP. Following that he received all kindsa rubbish through the post because he had claimed to be over 18.
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