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These guys are on my credit file for linked addresses but could be linked to me as slightly different data... I have sent them the "prove it letter" and so far not heard back from them... Also when i first saw them on there had a date of last delinquent of 08/05... Last updated 08/10 and default month filled in as July 05.
Now its doesnt have date last delinquent, last updated 08/10 and a new default date of 10/08/05.
I rang Barclaycard when HFO first contacted me I couldnt pass Data protection as they had different details to what HFO have.
So I dont understand how they can do this?
I have contacted equifax saying I believe I have been a victim of fraud so awaiting what they have to say!
I like to think I can help but its for discussion purposes only so if I get it wrong please feel free to correct me.