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Car finance with bad credit

I'm looking for advice on car credit. I took out a PPP on a new car in 2007 over 3 years. In that 3 years my partner and I experienced financial difficulties which resulted in us having to have a debt management plan set up. We pay an agreed amount of debt each month although it is below minimum payment, so this has given us a poor credit record.

Last year our finance agreement came to an end and so we asked for the outstanding amount owed on the car to be re-financed over 2years and we were accepted for it. We have never missed any payments with this company.

What I want to know is would this company be likely to finance us again if we tried to buy another car? As our car is high milage and small for our growing family we ideally need a larger car.

Any comments would be greatly appreciated.....I'm new to this!

Comments

  • You may get more answers if you post this thread here: http://forums.moneysavingexpert.com/forumdisplay.php?f=70

    :) xx
    6 debts down - 1 to go: just over £1000 though, soon soon....

    Staying happy and positive through 2011 (hopefully!) :j




  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    You may get more answers if you post this thread here: http://forums.moneysavingexpert.com/forumdisplay.php?f=70

    :) xx

    Why are you sending the OP over to the motoring forum,OP hasn't got an oil leak,they're asking about car finance.

    Caffybooboo phone up the finance company and see what they say.
  • Почему?Командир сводного партизанского отряда «Заря Свободы» Валаян Харв Вабба! доложил партизан, непроизвольно вытянувшись, что сразу выдало в нем бывшего офицера. Со мной боец отряда Барра Истиани. Разрешите вопрос, господин генерал?Рад, что ты это понимаешь, кивнул тот. Кстати, что ты думаешь по поводу новой политики ордена? Все эти посольства, торговые компании и так далее.Приглашаю вас после того, как отоспитесь, к себе в гости. Я вам варсанский лес покажу, он самый красивый на Фарсене.Можно немного, нерешительно ответила Лави. Но только совсем капельку, пожалуйста.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    grinvanda wrote: »
    Почему?Командир сводного партизанского отряда «Заря Свободы» Валаян Харв Вабба! доложил партизан, непроизвольно вытянувшись, что сразу выдало в нем бывшего офицера. Со мной боец отряда Барра Истиани. Разрешите вопрос, господин генерал?Рад, что ты это понимаешь, кивнул тот. Кстати, что ты думаешь по поводу новой политики ордена? Все эти посольства, торговые компании и так далее.Приглашаю вас после того, как отоспитесь, к себе в гости. Я вам варсанский лес покажу, он самый красивый на Фарсене.Можно немного, нерешительно ответила Лави. Но только совсем капельку, пожалуйста.

    Have you tried one of the Sygma credit card range?
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    grinvanda wrote: »
    Почему?Командир сводного партизанского отряда «Заря Свободы» Валаян Харв Вабба! доложил партизан, непроизвольно вытянувшись, что сразу выдало в нем бывшего офицера. Со мной боец отряда Барра Истиани. Разрешите вопрос, господин генерал?Рад, что ты это понимаешь, кивнул тот. Кстати, что ты думаешь по поводу новой политики ордена? Все эти посольства, торговые компании и так далее.Приглашаю вас после того, как отоспитесь, к себе в гости. Я вам варсанский лес покажу, он самый красивый на Фарсене.Можно немного, нерешительно ответила Лави. Но только совсем капельку, пожалуйста.

    I found looser underwear relives pressure on your intake flange valve :)
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    KingElvis wrote: »
    I found looser underwear relives pressure on your intake flange valve :)

    Yeah I have to agree with you on that mate.
  • star-fire wrote: »
    Why are you sending the OP over to the motoring forum,OP hasn't got an oil leak,they're asking about car finance.

    Caffybooboo phone up the finance company and see what they say.

    I sent them there because it seemed like the perfect place to get an answer to a motoring related problem - and oh guess what - they did! See: https://forums.moneysavingexpert.com/discussion/3109550. Seems like it was a better place to put it than in this thread, where they got no answers of use at all...
    6 debts down - 1 to go: just over £1000 though, soon soon....

    Staying happy and positive through 2011 (hopefully!) :j




  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    I sent them there because it seemed like the perfect place to get an answer to a motoring related problem - and oh guess what - they did! See: https://forums.moneysavingexpert.com/discussion/3109550. Seems like it was a better place to put it than in this thread, where they got no answers of use at all...

    So if I buy a car with a credit card yeah and don't bother paying the credit card back will I then have to go to the motoring forum as it is motoring related.
    OP got their answer what was to ring them up.
  • star-fire wrote: »
    So if I buy a car with a credit card yeah and don't bother paying the credit card back will I then have to go to the motoring forum as it is motoring related.
    OP got their answer what was to ring them up.

    whatever dude, chill out..!
    6 debts down - 1 to go: just over £1000 though, soon soon....

    Staying happy and positive through 2011 (hopefully!) :j




  • kuohu
    kuohu Posts: 913 Forumite
    Part of the Furniture
    grinvanda wrote: »
    Почему?Командир сводного партизанского отряда «Заря Свободы» Валаян Харв Вабба! доложил партизан, непроизвольно вытянувшись, что сразу выдало в нем бывшего офицера. Со мной боец отряда Барра Истиани. Разрешите вопрос, господин генерал?Рад, что ты это понимаешь, кивнул тот. Кстати, что ты думаешь по поводу новой политики ордена? Все эти посольства, торговые компании и так далее.Приглашаю вас после того, как отоспитесь, к себе в гости. Я вам варсанский лес покажу, он самый красивый на Фарсене.Можно немного, нерешительно ответила Лави. Но только совсем капельку, пожалуйста.

    I was bored so I pasted this into babelfish, just in case it did actually contain some advice for the OP...
    Why? Commander of summary guerilla detachment “Zarya freedoms” [Valayan] Of [kharv] Of [vabba]! reported partisan, having been involuntary extended, which immediately gave out in it the former officer. With me the soldier of the force Of [barra] Of [istiani]. You will resolve a question, Mr. General? It is glad, that you this understand, nodded that. By the way, that you do think apropos the new policy of order? All these embassies, commercial companies and so to [dalee].[Priglashayu] you after you will sleep off, to itself in guests. I you [varsanskiy] forest will show, it the most beautiful to [Farsene].[Mozhno] she a little, irresolutely answered [Lavi]. But only entirely droplet, if you please.
    DFW Nerd 035
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