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Just an aggggggggggggggggghhhhh sort of day!

Why do all the bills come at once?

- £75 payment for a course i'm doing (this is the last two payments and it didn't seem worth setting up a direct debit for two months)
- £70 for a course next January needs to be paid in full.
- £80 for a first aid course.
- £70 professional fees.

I had budgeted for all these but i'm still waiting for a cheque for the balance of my old business account (RBS) as i've just switched to abbey (which is free). I've been told the RBS cheque has been paid into my personal bank account only I don't have a personal bank account with the RBS. They're 'looking into it'. Agggggggggggggggggggghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh!

Ok, feel better now.
January budget
Nothing left!

Comments

  • Och i know, some days can just feel so overwhelming... Take 10 deep breaths and stay positive ;)
    L
    x
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:
    proud to be dealing with my debts
  • moozie_2
    moozie_2 Posts: 3,063
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    :grouphug: :grouphug: :grouphug: :grouphug: :grouphug:

    LJD1 have a :coffee: and a few deep breaths hun. Hope the bank gets their act together very soon!
    Leason learnt :beer:
  • I'm having one of those days too... here's a :grouphug: for you.
    As for me, I'm drowning my sorrows in a pack of chocolate digestives..
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Join St John Ambulance. Then you get the First Training for free. Upto and including Ambulance Aid 2, which includes de-fib and mixed gas. You only have to give up a very small amount of time a year to qualify, something like 10 hours. Worth thinking about.
    With SJAB you are also insured if someone sue's you over treatment.
  • Verbatim
    Verbatim Posts: 4,831
    Part of the Furniture 1,000 Posts
    Forumite
    Aww, drink the coffee Moozies made for you and have a nice 10 minutes to yourself.

    These things do all jump out at once but you've done what you can for now. Perhaps immoral_angeluk will give you a couple of her choccy digestives to go with the coffee??
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Elhall wrote:
    Join St John Ambulance. Then you get the First Training for free. Upto and including Ambulance Aid 2, which includes de-fib and mixed gas. You only have to give up a very small amount of time a year to qualify, something like 10 hours. Worth thinking about.
    With SJAB you are also insured if someone sue's you over treatment.

    Really! Now that sounds interesting as I love the first aid courses I go on with the St John's Ambulance and have always wanted to do more courses but they're expensive. Will google this now. Thanks xx
    January budget
    Nothing left!
  • Could I please join in on the coffee and biscuits - There must be something in the weather lol.

    Got a letter this am, hubbys pay cheque for last week has bounced :( they are representing it, which means we have 2 cheques in clearing, Hubby is meant to pay me on Fri (He gets paid weekly, but gets paid odd amounts, so I ask for a monthly amount so I know where I am) Mortgage meant to go out on Mon - not sure if he's got enough in his account to pay ....

    On top of that my car isn't very well, its in the garage just waiting for a phonecall - got the feeling its going to be expensive, if it is, not got the cash, and will so hate putting in on cc but what else can I do??

    Pass the biscuits please!

    :(:(
    Proud to be dealing with our debts - We WANT to be debt free DEC 09 :rolleyes:
    Grocery challenge: £230 / £230 left
  • forsya
    forsya Posts: 251
    Part of the Furniture Combo Breaker
    Forumite
    Chill LJD1! Hope you are feeling a little better, it is frustrating that these things happen, but unfortunatly they do, we just need to find a way to respond to them and not let them get to us!

    I always find my car leaves me with unexpected costs! Would like to get to the point where I can have a pot of money to one side for things like this!
    Became debt free in 2007 after having £15k of debt. Have been a stranger to MSE and now want to get back into my old MSE habits and save, save, save
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    bananakins - hope your week gets better...it's definitely in the air!

    Forsya - you hit the nail on the head there. I phoned everyone I need to pay and just said, sorry, can't coz of bank !!!! up. Everyone fine, i'm chilled (ish) and have done two hours studying to take my mind off it!

    Right, back to studying before I pick up the children and take one to choir...one to beavers.....do homework.....did I say I was chilled? :D
    January budget
    Nothing left!
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