We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Loan for Agency Worker!
Hi all i was after some advice on gettin a loan of around £3500 for a car purchase im 21 and i am working for nestle throught a onsite agency an have been there for nearly 8 months an although it is agency i would say its pretty secure as a lot of people have been working there for 1-3 years through the agency , has any1 got ne advice on what i can do ?
thanks
thanks
0
Comments
-
You have to tell the truth on any loan application.
If they ask whether you are working full time - you can truthfully say yes - if they ask whether you are on a permanent contract you have to say no.
Personally I think you will struggle with a mainstream lender.0 -
Think car craft will be about the only one, as above mainstream wont see you as stable. the agency can sack you tommorow.0
-
Hi. I was in a situation similar to you a couple of years ago. I was working through an agency at an Argos warehouse and applied for a loan through Alliance and Leicester for £4000. They asked if it was a permanent post and I said no, but similar to you, I told them people had been there years.
I was granted the loan at a really good rate and was going fine until 6 months later, when I was laid off.
I was unemployed for a further 6 months and really struggled to meet the payments. I paid it off fully in the end but looking back, I wish I'd borrowed less, while not in a permanent job.
Just get a cheap run around while in the situation!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards