Loan for Agency Worker!

Hi all i was after some advice on gettin a loan of around £3500 for a car purchase im 21 and i am working for nestle throught a onsite agency an have been there for nearly 8 months an although it is agency i would say its pretty secure as a lot of people have been working there for 1-3 years through the agency , has any1 got ne advice on what i can do ?
thanks

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You have to tell the truth on any loan application.
    If they ask whether you are working full time - you can truthfully say yes - if they ask whether you are on a permanent contract you have to say no.

    Personally I think you will struggle with a mainstream lender.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    Think car craft will be about the only one, as above mainstream wont see you as stable. the agency can sack you tommorow.
  • shandy1
    shandy1 Posts: 274 Forumite
    Hi. I was in a situation similar to you a couple of years ago. I was working through an agency at an Argos warehouse and applied for a loan through Alliance and Leicester for £4000. They asked if it was a permanent post and I said no, but similar to you, I told them people had been there years.
    I was granted the loan at a really good rate and was going fine until 6 months later, when I was laid off.
    I was unemployed for a further 6 months and really struggled to meet the payments. I paid it off fully in the end but looking back, I wish I'd borrowed less, while not in a permanent job.
    Just get a cheap run around while in the situation!
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