P11D and Bupa and Private Contributions

fieldforce

My employer makes us pay 20% of the cost of the BUPA cover and this is then not included as a P11D item on the annual tax form. Is this allowed?

taxing

fieldforce wrote: »

My employer makes us pay 20% of the cost of the BUPA cover and this is then not included as a P11D item on the annual tax form. Is this allowed?

Sorry, that's a bit vague.

For instance - does 'he' put the full 100% cost on your P11D as a taxable benefit - is that your concern?

Or, does he not put anything on at all???

If the former, you would need to know what the full cost to him before your 20% contribution is taken off was (is) and then compare that to the amount he tells HMRC to tax you on.

If the latter, then you should be aware that, sometimes, the employer can make an agreement with HMRC for 'him' to pay the tax on the benefits he gives you (so you don't have to) and maybe that is what he has done for the other 80% that he pays re your BUPA.

Either way, why don't you just ask him or the payroll people for an explanation: it is your right to be able to fully understand the taxation implications arising from your remuneration package: there may just be a simple misunderstanding here.

Regards.