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My SOA - again without the typo!

Statement of Affairs and Personal Balance Sheet

Household Information

Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 1

Monthly Income Details

Monthly income after tax................ 530
Partners monthly income after tax....... 950
Benefits................................ 500
Other income............................ 0
Total monthly income.................... 1980


Monthly Expense Details

Mortgage................................ 458
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 97
Electricity............................. 35
Gas..................................... 45
Oil..................................... 0
Water rates............................. 29.31
Telephone (land line)................... 0
Mobile phone............................ 51
TV Licence.............................. 12.37
Satellite/Cable TV...................... 55
Internet Services....................... 0
Groceries etc. ......................... 125
Clothing................................ 10
Petrol/diesel........................... 70
Road tax................................ 2.3
Car Insurance........................... 65.61
Car maintenance (including MOT)......... 9
Car parking............................. 0
Other travel............................ 46.5
Childcare/nursery....................... 470.8
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 8.99
Buildings insurance..................... 25
Contents insurance...................... 0
Life assurance ......................... 32.79
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 5
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1673.67



Assets

Cash.................................... 0
House value (Gross)..................... 85000
Shares and bonds........................ 0
Car(s).................................. 2000
Other assets............................ 0
Total Assets............................ 87000



Secured & HP Debts

Description....................Debt......Monthly...APR
Mortgage...................... 90000....(458)......7.9
Total secured & HP debts...... 90000.....-.........-


Unsecured Debts
Description....................Debt......Monthly...APR
loan...........................4500......159.2.....7.9
loan...........................2000......100.......7
card...........................1000......50........16.9
card...........................1050......20........19.9
Total unsecured debts..........8550......329.2.....-



Monthly Budget Summary

Total monthly income.................... 1,980
Expenses (including HP & secured debts). 1,673.67
Available for debt repayments........... 306.33
Monthly UNsecured debt repayments....... 329.2
Amount short for making debt repayments. -22.87


Personal Balance Sheet Summary
Total assets (things you own)........... 87,000
Total HP & Secured debt................. -90,000
Total Unsecured debt.................... -8,550
Net Assets.............................. -11,550


Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using other browser.



Sorry to everyone who posted on the last thread im not sure why but i keeps adding rent as wel but got it sorted out now and hopefully that is right!!!
Living the simple life

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