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light at the end of the tunnel

debtfreedebs

debtfreedebs Posts: 15 Forumite

10 March 2011 at 3:01PM in Debt-free wannabe

I have been a lurker for over a year now and after reading all your helpful advice I have pulled my head out of the sand and today I have set up a new bank account and have started proceedings to start a debt management plan with cccs. I feel there is a light at the end of the tunnel.:)

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Comments

hampsterpoo Posts: 833 Forumite

10 March 2011 at 3:30PM

well done , these is light at the end of the tunnel indead

Member of change Pip's name back to PIP club

:jI've only blooming got my name on it :j
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CH27 Posts: 5,531 Forumite

10 March 2011 at 4:38PM

Well done :T

Try to be a rainbow in someone's cloud.
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littlebigspender Posts: 35 Forumite

10 March 2011 at 4:43PM

:T Well done!!!
It feels great to start getting things under control, good for you! Good luck on your debt free journey!!

:jDebt Free Day - 2nd Feb 2012 :j can't wait!!
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EssexHebridean Posts: 24,970 Forumite

10 March 2011 at 6:39PM

Well done! That's the hardest bit dealt with as well - actually facing it. :T

🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25

SOA CALCULATOR (for DFW newbies): SOA Calculator

she/her

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Pips_Mum Posts: 2,893 Forumite

10 March 2011 at 8:09PM

Well Done! Now the ball has started rolling things will really move for you. Good Luck :-)

Debt at LBM [strike]£17,544[/strike] :eek: £5700

:TOver £14,000 PAID OFF :T

2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!

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debtfreedebs Posts: 15 Forumite

11 March 2011 at 6:01AM

Thank you all for your words of encouragement and I hope I will be able to give others some advise as I take my journey to be debt free.

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